A personal injury claim is the legal process of seeking compensation after someone is injured due to another party’s wrongful conduct. Claims may arise from car accidents, slip and fall incidents, dog bites, defective products, intentional acts, and many other situations.
Although every claim is different, most personal injury cases in Wisconsin follow a similar general process before they are resolved.
Beginning a Personal Injury Claim
The claims process usually begins after the injured person receives medical treatment. Medical records often become some of the most important evidence in a personal injury case because they document the injuries, treatment, and recovery.
After addressing immediate medical concerns, many people consult a personal injury attorney. Early legal representation can help preserve evidence, identify potentially liable parties, and prevent costly mistakes when dealing with insurance companies.
Investigating the Claim
Before settlement negotiations begin, both sides investigate the accident and review the available evidence. This stage focuses on determining how the accident occurred, who may be legally responsible, and the full extent of the injured person’s losses.
Evidence commonly gathered during this stage includes:
- Accident or police reports
- Medical records and bills
- Photographs and videos
- Witness statements
- Employment records showing lost income
- Expert opinions, when necessary
Depending on the circumstances, the investigation may also involve inspecting the accident scene, obtaining surveillance footage, preserving physical evidence, or reviewing maintenance records.
Determining Liability and Damages
Every personal injury claim involves two primary questions: who is legally responsible for the accident and what losses resulted from it.
Liability depends on the specific facts of the case. In some accidents, fault is clear. In others, the insurance company may dispute responsibility or argue that multiple parties contributed to the accident.
Damages are the financial and personal losses caused by the injury—depending on the circumstances, they may include:
Medical records, employment records, invoices, receipts, and other documentation help establish the value of these losses.
Negotiating with the Insurance Company
Once the investigation is complete and damages have been evaluated, settlement negotiations typically begin. The injured person’s attorney submits evidence supporting the claim and requests compensation based on the losses sustained.
The insurance company reviews the available evidence before deciding whether to accept liability, dispute the claim, or make a settlement offer. Negotiations often involve several offers and counteroffers before the parties reach an agreement.
Many personal injury claims are resolved through settlement, avoiding the time and expense of a trial.
Filing a Lawsuit if a Settlement Cannot Be Reached
If settlement negotiations do not result in a fair resolution, filing a lawsuit may become necessary. Filing suit does not mean the case will automatically proceed to trial. Instead, it begins the formal litigation process.
During litigation, the parties exchange information through discovery, take depositions, file legal motions, and may participate in mediation or other settlement discussions. Cases frequently settle during this stage, even after a lawsuit has been filed.
Resolving a Personal Injury Claim
A personal injury claim ends when the parties reach a settlement or a judge or jury issues a verdict. The length of the process depends on several factors, including the severity of the injuries, whether liability is disputed, the amount of available evidence, and the parties’ willingness to negotiate.
Claims involving catastrophic injuries, multiple defendants, or significant disputes over liability generally take longer to resolve than straightforward cases.
How Hiring a Personal Injury Attorney Can Help
Handling a personal injury claim can be difficult while recovering from an accident. An attorney can manage the legal process, communicate with the insurance company, and work to build a strong claim on your behalf.
A personal injury attorney can help by:
- Investigating the accident and gathering evidence
- Identifying all potentially liable parties
- Calculating the full extent of your damages
- Handling communications with the insurance company
- Negotiating for a fair settlement
- Filing a lawsuit and representing you in court, if necessary
Having an attorney manage your claim allows you to focus on your recovery while ensuring each stage of the claims process is handled appropriately.
Every personal injury claim in Wisconsin presents different legal and factual issues. Whether your case settles through negotiations or proceeds to litigation, experienced legal representation can help protect your interests throughout the process.
For more information, contact Eisenberg Personal Injury Lawyers to schedule a free consultation with an experienced Madison personal injury attorney today.
We proudly serve Dane County, Jefferson County, Sauk County, Rock County, Columbia County, and their surrounding areas.
Eisenberg Personal Injury Lawyers – Madison
121 S. Pinckney St. Suite 400, Madison, WI 53703
(608) 256-8356
Our firm is located near you. We have an office in Madison, WI
