Fighting A Traffic Ticket Can Protect Your Insurance Rates

Almost anyone who has ever been pulled over and received a ticket considers whether or not to fight the ticket, but most don’t bother. A traffic violation isn’t a criminal offense and Wisconsin makes it so easy to pay the fine and move on that it seems easier to do just that. Not fighting a traffic ticket is the same as pleading guilty. Even people who feel they received the ticket unjustly would rather skip the hassle of fighting it. While it is true that in most cases receiving a ticket won’t have much impact on your life, one area where it does have the potential to greatly impact you is on your car insurance rates. There’s a good chance your next premium payment will be higher if you are charged with a violation.

Traffic Violations And Their Impact On Insurance Rates

Auto insurance providers check their customers’ driving records periodically, sometimes as frequently as every 6 months, but most often when your policy renews. If you have received a ticket since your last renewal, the insurance provider may decide to increase your auto insurance rates. For some drivers, this increase is quite substantial, making it worthwhile to contest the ticket in court. Some violations are more likely to increase your rates than others. OWI, DUI, DWI, reckless driving, and driving on a suspended license can all lead to significantly higher rate increases than speeding, running a stop sign, or seatbelt violations, for example. The chances of a rate increase jump exponentially if you’re involved in an accident as a result of your driving.

Consult Eisenberg Law’s Traffic Ticket Attorneys If You Receive A Citation

If you receive a traffic violation in Wisconsin, speak with an attorney at Eisenberg Law Offices before you pay the fine. Depending on your driving record, the specifics of the violation, and your insurance company’s practices, it may be worth the time and effort to fight the ticket. Tickets that are fought in court can be reduced or dismissed, either of which can help protect you from insurance rate increases. Our traffic attorneys will take a look at your situation and advise you on your best course of action based on the circumstances.

Contact Eisenberg Law Offices at 608-256-8356 or Info@EisenbergLaw.org to discuss your situation.