Compensation For Bike Accident Injuries In Madison, WI
Compensation For Bike Accident Injuries
Biking is a great way to get some exercise, enjoy the fresh air, and get around towns and cities like Madison, WI, but it’s not without risk. That risk can come from busy and congested roads, distracted drivers, poorly maintained sidewalks, or even rain and ice. The chance of bike accident injuries is much higher than the chances of sustaining injury in a car because bicyclists are completely exposed and unprotected, unlike vehicle drivers and passengers. When bicyclists do get injured, those injuries are also usually more severe than injuries sustained in a car accident. That can lead to more hospital stays, higher medical bills, longer treatment plans, and more time off from work.
These financial burdens occur on top of medical burdens that may already be straining the victim and his or her family. There are a few different avenues victims can explore to obtain compensation to help mitigate the financial strain of bike accident injuries: homeowner’s insurance policies, health insurance policies, auto insurance policies, and personal injury claims.
Protection Through Insurance Policies
Insurance policies are intended to protect policyholders from these sorts of unexpected occurrences. Auto insurance policies will cover bike accidents involving a motor vehicle. Homeowner insurance may cover your injuries if another bicyclist or pedestrian is at fault for the accident. Similarly, if you have auto insurance, you may be covered for bike accidents if you carry medical payments coverage. If you’ve been injured by a negligent motorist, you can apply for compensation under their auto insurance policy. Finally, there is health insurance. This is likely going to be your first course of insurance protection since you’ll use it as soon as you see a doctor for your injuries. Again, if you have specialty coverage such as medical payments through your health insurance, apply that to your bike accident; these coverages apply to both car and bike accidents.
Filing a Personal Injury Claim for Bike Accident Injuries.
A final option is to file a personal injury claim. If it can be proven that another person’s action or even inaction led to your accident, you may be able to file a lawsuit to obtain compensation for your injuries. To see if your accident qualifies for a personal injury claim, contact the personal injury attorneys at Eisenberg Law Offices in Madison, WI for a free consultation. We will ask you about the facts of your situation and be able to tell you if you have enough cause to pursue a personal injury claim.
Contact Eisenberg Law Offices at 608-256-8356 or by email at Info@eisenberglaw.org to schedule your free personal injury consultation in Madison, WI.