Recovering Damages in a Motorcycle Accident
You may be able to recover damages from your motorcycle accident
Any accident on the road is dangerous. When you are on a motorcycle, the damage to both you and the bike has the potential to be much greater. If someone else causes an accident, you are entitled to damages for both your injuries and your motorcycle. The right attorney can help you recover your losses and make yourself whole again.
Causation and Insurance
In Wisconsin, everyone is required to carry insurance. The insurer of the driver who is at fault for an accident is usually responsible for whatever damages you suffer. If the other driver admits fault or the police at the scene determine he or she was at fault, you still have to work with an insurer to recover the damages to which you are entitled.
The biggest sources of damages are usually your medical costs and the lost value of your motorcycle. Beyond this, you can also recover for pain and suffering, lost income, loss of enjoyment of life, and other measures of what you lose as a result. Understanding what these losses are, and how to value them, should take priority for you before you even begin talking to the insurance companies.
Insurance Claims and Total Loss
Depending on the amount of damage to your motorcycle, it might be declared a total loss. This comes if the cost of repairs would be more than the value of the vehicle, the motorcycle can’t meet minimum safety standards, or the motorcycle can’t be safely repaired. If any of this is the case, the insurer will likely declare it a total loss.
Still, the offer an insurer makes is likely to underestimate the value of your motorcycle or of the other losses you suffer. An insurance company is a business, and looks to each claim with an eye toward preserving its money rather than necessarily what your real losses are. If you have been in a motorcycle accident, talk to a lawyer before you discuss the claim with the insurer. To get experienced help, contact Eisenberg Law Offices, at https://eisenberglaw2.wpengine.com/contact-us/ or at (608)256-8356.